Chapter 7 bankruptcy task checklist
___ All AKAs and DBAs listed in caption. ___ Social Security number and employer’s tax ID number in caption. ___ Debtor’s name spelled correctly. ___ Attorney’s telephone number listed on petition. ___ All areas on the form completed. ___ Means test completed and included. ___ Debtor qualifies to file Chapter 7. ___ Cover sheet completed and signed, if required. ___ All property listed and described. ___ Entire legal description of real property in schedules, if required. ___ Debtor is certain all property and debts are listed in schedules. ___ All required information listed on forms. ___ Creditors on matrix in alphabetical order, if required. ___ All addresses in matrix are common addresses—no P.O. boxes. ___ All addresses in matrix contain zip codes. ___ Debtor and/or attorney has signed petitions and schedules. ___ Verification signed by debtor. ___ If petition is a joint petition, all debtors have signed the petition. ___ All forms are in the correct order. ___ Matrix included. ___ Extra copies of the package made for the client and the file. ___ Correct filing fee accompanies package. ___ Filing fee paid by attorney’s check, if required. ___ Tax return for previous year filed no later than seven days before the meeting of creditors. ___ Pay stubs for the 60-day period prior to filing filed with schedules. ___ The Social Security number for the debtor has been redacted from the pay stubs (except last four digits). ___ Debtors’ pre-petition financial counseling certificate obtained and filed within 14 days of the petition. ___ Names of minor children redacted from schedules.
Chapter 7 bankruptcy timetable
|File Petition, Statement of Social Security No., Certificate of Credit Counseling or Statement, Notice to Debtors and Matrix|
|File Schedules, Certificate of Credit Counseling (if applicable), Statement of Financial Affairs, Statement of Current Monthly Income and Means Test Calculations, Record of Debtor’s interest in educational IRA, Statistical Summary of certain liabilities, Pay stubs, Statement of Anticipated Change in Financial Condition, Attorney’s Compensation Statement||Within 14 days of filing petition (if not filed within 45 days, the case will automatically be dismissed).|
|Meeting of Creditors||21 to 40 days after order of relief.|
|File Statement of Intentions||Within 30 days of filing petition or before §341(a) meeting, whichever is earlier.|
|File tax return for year preceding filing||Seven days before meeting of creditors.|
|File tax returns for previous four years||One day before meeting of creditors (if requested).|
|Photo ID, evidence of Social Security number, pay stubs, financial statements.||Bring to Meeting of Creditors.|
|Perform intentions pursuant to Statement of Intentions||Within 30 or 45 days of filing intentions.|
|File Certificate of Completion of Financial Management Program||Within 60 days of meeting of creditors.|
|File Complaint Objecting to Discharge of a Debt||Within 60 days of §341(a) meeting of creditors.|
|File creditors’ claims||Within 90 days of §341(a) meeting of creditors.|
|If a creditor does not file a claim, the debtor or trustee may file the claim||Within 30 days after expiration of the time for creditors to file claims.|
|Distribute the estate||After hearing on the trustee’s report and all assets have been liquidated.|
|Obtain discharge and close the estate||After approval of the trustee’s final accounting and the trustee has been discharged.|
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